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0% Intro Rate Credit Cards
Credit Cards Offering 0% Intro APR

Financing purchases or transferring credit card balances to a zero percent intro rate credit card can allow you to pay off your balance or purchases very quickly while resulting in significant interest or finance charge savings.

Citi® Platinum Select® Card

Card Details

Citi Platinum Select Card

  • 0% APR* on balance transfers and purchases for up to 12 months
  • No annual fee
  • Citi Identity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online account management
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* up to 12 Months* As low as 9.24%* No* Yes* Excellent Credit*

Discover® More Card

Card Details

Discover Platinum Card

  • 5% to 20% Cashback Bonus at top online retailers*
  • Up to 1% unlimited Cashback Bonus on all other purchases automatically
  • Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
  • No Annual Fee
  • Online Account Access
  • Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months on Purchases  & 12 months on Balance Transfers* 10.99%* No* Yes* Good*

Blue from American ExpressSM

Card Details

Blue from American Express

  • Unbeatable rates and benefits!
  • 0% Intro APR for up to 15 months.
  • 4.99% fixed APR on balance transfers for the life of the balance
  • No annual fee
  • Free Rewards Program - Earn points redeemable for travel, merchandise, and more
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 15 Months* 11.74%* No* Yes* Excellent Credit*

Chase FreedomSM Visa Card

Card Details

Chase Freedom Credit Card

  • Earn 3% Cash Back for every eligible $1 spent in purchases at Grocery Stores, Gas Stations, and Fast Food Restaurants*
  • Earn 1% Cash Back for every $1 spent in purchases everywhere else*
  • Get a $50 Check once you've earned $50 in rewards*
  • Save up $200 in rewards and redeem for $250 cash back*
  • Save with 0% APR* for up to 6 months and No Annual Fee*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 Months* 14.24%* None* Yes* Good Credit*

Chase® Platinum Visa Card

Card Details

Chase® Platinum Visa Card

  • 0% Intro APR*
  • No Annual Fee
  • Flexible Rewards Program: Earn one point per eligible dollar spent*. Redeem for your choice of Cash Back, Merchandise, Travel or Gift Cards.
  • Interest-free grace period when you pay your bill in full each month by the payment due date.
  • FREE Online Account Access
  • FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 Months* 14.24%* No* Yes* Good Credit*

Blue CashSM from American Express®

Card Details

Blue Cash from American Express

  • Up to 5% Cash Back with Unlimited Cash Rewards
  • No annual fee 
  • 0% Intro APR for up to 6 months.
  • Flexibility to pay over time
  • Plus, An Exciting, Free Rewards Program
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 Months* 12.74%* No* Yes* Good Credit*

 Bank of America Visa Signature® WorldPoints Rewards

Card Details

  • 0% Intro Annual Percentage Rate (APR)† on balance transfers and cash advance checks for your first 12 billing cycles.
  • Earn 1 Point for every dollar you spend in net retail purchases.§ Points are redeemable for cash, brand name merchandise, travel with no blackout dates, dining certificates and more.
  • No Annual Fee
  • Card issued by FIA Card Services, NA.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Balance Transfers 12 months 7.9% No* Yes* Good Credit*

The Chase PerfectCard™

Card Details

The Chase PerfectCard

  • 0% Introductory APR for 12 months*
  • Earn rebates on all of your gas purchases*
  • 6% rebate on all gas purchases made at any gas station for the first 90 days.*
  • After that, you'll earn a 3% rebate on all gas purchases.*
  • Earn a 1% rebate on all other purchases everywhere MasterCard® is accepted*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months%* 12.24%* No* Yes* Good Credit*

GM Flexible Earnings Card

Card Details

GM Flexible Earnings Credit Card

  • A full 1% cash back option
  • Earn a full 1% toward any new vehicle
  • Triple your Earnings to 3% toward an eligible, new GM vehicle
  • No Annual Fee
Intro APRR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* 14.24%* No* Yes* Good*

Citi® Diamond Preferred® Card

Card Details

Citi Diamond Preferred Card

  • 0% APR on purchases and balance transfers for up to 12 months
  • Citi® Indentity Theft Solutions
  • $0 Liability on unauthorized purchases
  • Secure, free online acount management
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* up to 12 Months* As low as 9.24%* No* Yes* Excellent Credit*

HSBC Platinum MasterCard® with Cash or Fly Rewards

Card Details

HSBC MasterCard® with Cash or Fly Rewards

  • Earn one point for every dollar spent
  • Redeem points for roundtrip airfare with no blackout dates
  • Start redeeming for travel with as little as 7,500 points
  • Redeem points for unlimited 1% cash back
  • Simple and straightforward: no earnings caps, spending requirements, tiers or point expiration
  • Platinum benefits include unlimited purchase protection, extended warranties and rental car insurance
  • 0% Introductory APR on balance transfers for 12 months
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* as low as 8.99%* No* Yes* Good*

Citi® Diamond Preferred® Rewards Card

Card Details

Citi Diamond Preferred Rewards Card

  • 0% APR* on balance transfers for up to 12 months
  • $50 Gift Card - Earn 6,000 bonus points after first purchase redeemable for a $50 gift card
  • 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases
  • No annual fee and FREE rewards program
  • Citi Identity Theft Solutions
  • Price Protection Program
  • $0 Liability on unauthorized purchases
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* up to 12 Months* As low as 11.74%* No* Yes* Excellent Credit*
 

Zero Percent Intoductory Credit Cards
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