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Low Interest Credit Cards

The following credit cards all offer 0% intro APR and very low interest rates thereafter. Many of these credit cards also offer rewards in the form of cash back for services that you use everyday for purchases that you make at supermarkets, gas stations, drugstores, etc... 

Others offer points that you can exchange for travel, merchandise, flights, hotel stays, cruises, car rentals, vacation packages, brand-name shopping, entertainment, and much more. However, good credit is needed for approval.


 Discover® More Card

Discover Platinum

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 11.99 - 20.99 (Variable)*%* None*

  • 0% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 0% intro APR on purchases for a full 6 months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee


 Discover® Open Road Card

Discover Platinum Gas

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 11.99 - 20.99 (Variable)*%* None*

  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on balance transfers for 12 full months, then the Regular APR
  • 0% intro APR on purchases for 6 months, then the Regular APR


 Miles by Discover® Card

Discover Miles

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
0%** 6 Months** 10.99 (Variable)*%* None*

  • 12,000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don’t expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee


 Discover® MotivaCard

Discover Motiva Card

Apply Online for This Credit Card

Intro
APR
Intro
Period
Regular
APR
Annual
Fee
3.99%** 12 Months** 11.99 - 20.99 (Variable)*%* None*

  • Cash rewards for your good credit management
  • Each time you make 6 on-time payments in a row, you'll get a Pay-On-Time Bonus equal to a full month's interest added to your Cashback Bonus account
  • 5% to 20% Cashback Bonus at over 150 top retailers through our online shopping mall
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 3.99% intro APR on balance transfers for a full 15 months, then the Regular APR
  • 3.99% intro APR on purchases for a full 12 months, then the Regular APR

* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.

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