Low Interest Credit Cards
The following credit cards all offer 0% intro APR and very low
interest rates thereafter. Many of these credit cards also offer
rewards in the form of cash back for services that you use everyday
for purchases that you make at supermarkets, gas stations,
drugstores, etc...
Others offer points that you can exchange for travel, merchandise, flights, hotel stays, cruises, car
rentals, vacation packages, brand-name shopping,
entertainment, and much more. However, good credit is needed for
approval.
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- 0% APR* on balance transfers and purchases for
up to 12 months
- No annual fee
- Citi Identity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online account management
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12
Months* |
As low as
9.24%* |
No* |
Yes* |
Excellent Credit* |
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- 5% to 20% Cashback Bonus at top online retailers*
- Up to 1% unlimited Cashback Bonus on all other purchases
automatically
- Increase, even double, your rewards when you redeem for gift
cards from our 100 Cashback Bonus Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
|
| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0%* |
6 months
on Purchases & 12 months on Balance Transfers* |
10.99%* |
No* |
Yes* |
Good* |
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- Unbeatable rates and benefits!
- 0% Intro APR for up to 15 months.
- 4.99% fixed APR on balance transfers for the life of
the balance
- No annual fee
- Free Rewards Program - Earn points redeemable
for travel, merchandise, and more
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| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0%* |
15 Months* |
11.74%* |
No* |
Yes* |
Excellent
Credit* |
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- Earn 3% Cash Back for every eligible $1 spent in
purchases at Grocery Stores, Gas Stations, and Fast Food
Restaurants*
- Earn 1% Cash Back for every $1 spent in purchases
everywhere else*
- Get a $50 Check once you've earned $50 in rewards*
- Save up $200 in rewards and redeem for $250 cash
back*
- Save with 0% APR* for up to 6 months and No Annual
Fee*
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| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0%* |
6
Months* |
14.24%* |
None* |
Yes* |
Good
Credit* |
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- 0% Intro APR*
- No Annual Fee
- Flexible Rewards Program: Earn one point per eligible dollar
spent*. Redeem for your choice of Cash Back, Merchandise, Travel
or Gift Cards.
- Interest-free grace period when you pay your bill in full
each month by the payment due date.
- FREE Online Account Access
- FREE travel services including Auto Rental Collision Damage
Waiver and Worldwide Travel Accident Insurance
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| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0%* |
6 Months* |
14.24%* |
No* |
Yes* |
Good
Credit* |
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- 0% Intro Annual Percentage Rate (APR)† on balance
transfers and cash advance checks for your first 12
billing cycles.
- Earn 1 Point for every dollar you spend in net
retail purchases.§ Points are redeemable for cash, brand
name merchandise, travel with no blackout dates, dining
certificates and more.
- No Annual Fee
- Card issued by FIA
Card Services, NA.
|
| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0% on
Balance Transfers |
12
months |
7.9% |
No* |
Yes* |
Good
Credit* |
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- A full 1% cash back option
- Earn a full 1% toward any new vehicle
- Triple your Earnings to 3% toward an eligible, new GM
vehicle
- No Annual Fee
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| Intro
APRR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0%* |
12 months* |
14.24%* |
No* |
Yes* |
Good* |
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- 0% Intro Annual Percentage Rate (APR)† on balance
transfers and cash advance checks for your first 12
billing cycles.
- Earn 1 Point for every dollar you spend in net
retail purchases.§ Points are redeemable for cash, brand
name merchandise, travel with no blackout dates, dining
certificates and more.
- No Annual Fee
- Online account access and Points management
- Access to the MyConciergeSM service, a unique
personal assistance service
- Absolute Fraud Protection
- Card issued by FIA Card Services, NA.
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| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0% on
Balance Transfers |
12
months |
7.9-13.99%% |
No* |
Yes* |
Good
Credit* |
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- 0% Intro Annual Percentage Rate (APR)† on balance
transfers and cash advance checks for your first 12
billing cycles.
- Get Double Points on dining and travel purchases
through January 1, 2007§
- No annual fee and the flexibility to pay over time
- Reedeem your points for travel with no blackout
dates, discounts at hotels, cash, brand-name
merchandise, or gift certificates§
- Earn one point for every net retail purchase dollar§
- Access to special Cardmember offers from American
Express to save on shopping, dining, travel, hotels, and
much more.
- Free 24/7 Concierge Service
- Card issued by FIA Card Services, NA.
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| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0% on
Balance Transfers |
12
months |
7.9% |
No* |
Yes* |
Good
Credit* |
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- 0% APR on
purchases and balance transfers for up to 12 months
- Citi® Indentity Theft Solutions
- $0 Liability on unauthorized purchases
- Secure, free online acount management
- No annual fee
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12
Months* |
As low as
9.24%* |
No* |
Yes* |
Excellent Credit* |
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- Up to 5% Cash Back with Unlimited Cash Rewards
- No annual fee
- 0% Intro APR for up to 6 months.
- Flexibility to pay over time
- Plus, An Exciting, Free Rewards Program
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| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0%* |
6 Months* |
12.74%* |
No* |
Yes* |
Good
Credit* |
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- 0% APR* on balance transfers for up to 12 months
- $50 Gift Card - Earn 6,000 bonus points after first purchase redeemable for a $50 gift card
- 5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations; 1 point for every $1 on all other purchases
- No annual fee and FREE rewards program
- Citi Identity Theft Solutions
- Price Protection Program
- $0 Liability on unauthorized purchases
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| Intro APR |
Intro APR Period |
Regular APR |
Annual Fee |
Balance Transfers |
Credit Needed |
| 0%* |
up to 12
Months* |
As low as 11.74%* |
No* |
Yes* |
Excellent Credit* |
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- Earn an unlimited 1% cash back on every single purchase
- Simple and straightforward: no earnings caps, spending
requirements, tiers or point expiration
- Platinum benefits include unlimited purchase protection,
extended warranties and rental car insurance
- 0% Introductory APR on balance transfers for 12 months
- No annual fee
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| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0%* |
12 months* |
as low
as 8.99%* |
No* |
Yes* |
Good* |
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Low Interest Cards - Page 1
See
Page 2
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