Efectiva Visa Platinum
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- Customers earn 1 point for every $100 spent in net
purchases up to $600 a year
- Customer earns 5 bonus points with the first purchase
- Customer earns 5 points for every $2,500 in net
monthly balance transfers from non-Bank of America
accounts
- Points don't expire for up to 5 years
- Accounts must be in good standing in order to receive
cash back
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| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| 0%* |
6 Months* |
P +
5.99%* |
No* |
Yes* |
Good
Credit* |
|
Reward Program Details
- Customers earn 1 point for every $100 spent in net purchases
up to $600 a year
- Customer earns 5 bonus points with the first purchase
- Customer earns 5 points for every $2,500 in net monthly
balance transfers from non-Bank of America accounts
- Points don't expire for up to 5 years
- Accounts must be in good standing in order to receive cash
back
Benefits:
- No annual fee
- Customer communications in Spanish and English
- Total Security Protection
- Various Internet account related services.
- Auto rental insurance.
- Various travel and emergency assistance services.
- Free Year-End Summary Statement
- Lost luggage recovery.
- No liability for unauthorized Internet transactions.
- Discounts on auto rentals.
- Optional Mini Card.
- See website for additional benefits.
- Optional Purchase Guard
*See website for complete terms and conditions
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