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Bad Credit - Credit Cards

Credit cards that can help you establish or re-establish your credit while providing you with benefits like generous initial credit limits, periodic reviews for credit limit increases, competitive APR, complimentary Online Bill Pay and many more.

Imagine® Gold Card

Card Details

Imagine Gold Card

Rebuild your credit* with an Imagine® Unsecured Gold MasterCard® credit card!
  • Guaranteed $300 credit line**
  • Reports to all 3 Credit Bureaus!*
  • Bad Credit is OK!
  • Get Credit Line Increases!*
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* N/A* N/A* Any*

Orchard Bank Secured MasterCard®

Card Details

Orchard Bank MasterCard® Credit Card

  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Complete your application, including your security deposit, online
  • Set your own credit limit
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.90%* $35-$79* Yes* Any*

Tribute® MasterCard® Card

Card Details

Tribute MasterCard

Have bad credit or looking to establish your credit? Apply for an unsecured Tribute® MasterCard® Card and receive a 30-second online response - no fee to apply.
  • 30 second online response
  • No security deposit
  • Unsecured MasterCard® Card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* N/A* N/A* Any*

Orchard Bank® 2% Back MasterCard®

Card Details

  • Get 2% back on every purchase, everywhere - automatically!
  • Manage your account your way with 24/7 online access and bill pay
  • Choose a payment due date that's convenient for you
  • 100% fraud liability protection
  • Great built-in MasterCard benefits
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.90%* $49* N/A* Any*

Orchard Bank Gold MasterCard®

Card Details

Orchard Bank Gold MasterCard Credit Card

  • Enjoy the prestige of a Gold MasterCard
  • Receive Gold card privileges and benefits
  • Great credit card to strengthen or rebuild your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.90%* $79* N/A* Any*

Orchard Bank Platinum MasterCard®

Card Details

Orchard Bank Platinum MasterCard® Credit Card

  • Enjoy the prestige of Platinum with no up front fees
  • Premium Platinum benefits including Purchase Protection
  • Great credit card to strengthen your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.90%* $35-$59* N/A* Any*

Orchard Bank Silver MasterCard®

Card Details

Orchard Bank Silver MasterCard Credit Card

  • Great credit card to strengthen your credit
  • Reports to all 3 credit bureaus monthly, which can help improve your credit score
  • Free Online 24-hour Account Access and Bill Pay
  • Periodic credit limit increases
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* 14.90%* $49* N/A* Any*

Platinum Plus Card

Card Details

Get a $7500 Platinum Credit Line regardless of credit history
  • No employment or credit verifications
  • The Shopping Club offers over 14,000 products.
  • Credit limits increases available.
  • No interest charges.
  • You can be approved even if you have No Credit or Bad Credit
  • *See website for terms and conditions
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A* N/A* N/A* N/A* N/A* Any*
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