One from American ExpressSM
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Wouldn't it be nice if saving money were as easy as spending
it? When you make a purchase with the American Express One Card, American Express
will contribute funds directly into an FDIC-insured
High-Yield Savings Account that's automatically opened in
your name when you receive your Card.
The Savings AcceleratorSM Plan contributes
1% of eligible purchases into an FDIC-insured High-Yield
Savings Account in your name. Get $25 to jump-start your savings
after your first purchase.
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| Intro
APR |
Intro
APR Period |
Regular
APR |
Annual
Fee |
Balance
Transfers |
Credit
Needed |
| N/A* |
N/A* |
13.74%* |
$35 -
1st year free |
Yes* |
Good
Credit* |
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Every dollar spent can be money saved and interest earned
The American Express One Card offers an altogether different way to
save for your future. Your Card comes linked to a competitive
FDIC-insured High-Yield Savings Account. And with the Savings
Accelerator Plan, a full 1% of virtually all your eligible purchases
will be deposited into this Savings Account at American Express
Bank, FSB. It's automatically set up for you when you activate your
Card. Plus you'll get $25 to jump – start your savings after your
first purchase.
Carry a balance without paying interest on new purchases
Unlike most cards, the One card from American Express offers
a feature called Interest Protection. With it, you can pay your bill
in full at the end of the month or pay over time – but you never
pay interest on new purchases. So – by choosing to pay with the
American Express One® Card – not only are you free to
carry a balance for last month's vacation, you can also avoid paying
interest on this week's groceries.
No pre-set spending limit
The American Express One Card has no pre set spend limit, so you can
spend a little more if you need to. And to keep track of your
spending, you can use the Spend Tracking Alert to designate a
monthly spend amount – and set up e-mail or text message reminders
to alert you when you've reached that amount.
Manage Your Card Account Online
You can view up-to-date billing information online, including
transactions, charges, payments and aspects of your Card account –
anytime, anywhere.
Get free Additional Cards
To help your savings grow faster, you can request complimentary
Additional Cards for others who are important to you. Every eligible
purchase made with those Additional American Express One Cards can add to your High-Yield
Savings
American Express One Card Benefits
- Get $25 to jump-start your savings after your first purchase
- No annual fee the first year - that's a $35 savings
- The Savings AcceleratorSM Plan contributes 1% of eligible
purchases into an FDIC-insured High-Yield Savings Account in
your name
- Earn a competitive Annual Percentage Yield(APY), currently
3.8%
- Share complimentary Additional Cards with those close to you
to build your savings even more
- With the Interest Protection feature, you never pay interest
on new purchases, even when you carry a balance
Additional Benefits
- Online Account Access
- Online Fraud Protection Guarantee
- Buyer's Assurance Plan
- Purchase Protection Plan
- Return Protection Plan
- Car Rental
Loss and Damage Insurance
- Emergency Card Replacement
- Global Assist® Hotline
- Travel Accident Insurance
- Car Rental
Loss and Damage Insurance
- 24/7 Dedicated Customer Service
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