The American Express® Preferred Rewards Gold Card lets you earn the shopping rewards you really want. Really fast!
Points are redeemable for brand-name shopping, entertainment, and exciting travel rewards—on every purchase with the Card.
Gold benefits, with exceptional shopping and entertainment
With the American Express® Preferred Rewards Gold Card, you'll be
a part of the Membership Rewards OptionsSM
program, which automatically turns your purchases into points you
can redeem for your choice of shopping, entertainment, and travel
The American Express Preferred Rewards Gold Card makes it easy to manage your
finances because it is a charge card rather than a credit card.
You'll have the flexibility of no pre-set spending limit and, at the
same time, you know you are always in control with the Card because
you pay your bill in full each month.
Buy the things you need. Get rewarded with things you want!
- Earn 1 point for virtually every dollar you spend on Card
- Redeem points for rewards from 21 airlines, hundreds of hotels
worldwide, vacation packages, over 50 cruise itineraries, and
- Transfer points into 11 frequent flyer programs -- 1 point for
1 airline mile with most programs
- Redeem points for rewards from over 50 of the finest names in
shopping and entertainment, including Banana Republic, Saks
Fifth Avenue, COACH®, DellTM Computer,
Callaway® Golf, and The Sharper Image®
- Points have no expiration date
- There is no limit to the number of points you can earn
Gold Card Events
Get your hands on the most sought-after tickets in major cities
across the U.S. from concerts and shows, to major league
sports-often in advance of public sale, and exclusively for Gold
Card, Platinum Card®, and Centurion Card ® members.
Manage Your Card Account Online
You can view up-to-date billing information online, including
transactions, charges, payments, and check your Membership
Your Year End Summary: Now Available Online
Your new Online Year End Summary of Charges gives you access to
important information 24 hours a day, seven days a week. Flexible
features make organizing your expenses a snap - download the Summary
and print it out; sort by date, merchant name, or charge amount;
review charges made within a category, such as Travel and
Restaurant. Your Year End Summary is an indispensable tool for
preparing taxes and budgeting. You may also receive a paper Year End
Summary in the mail by calling the number on the back of your Card.
Dedicated Customer Service
American Express is here to help you around the clock, with the kind
of Customer Service that keeps Card members loyal for a lifetime. For
immediate service, call the phone number on the back of your Card.
Shopping with the Card:
Fraud Protection Guarantee
Use the American Express Card online or off, and you won't be held
responsible for any unauthorized charges. Period. No fine print, no
deductible-just pure protection, so you can shop with confidence.
If you try to return a designated item within 90 days from the date
of purchase and the merchant won't take it back, American Express
will refund the full purchase price, up to $300 per item, excluding
shipping and handling and up to a maximum of $1,000 annually per
Save in the Offer ZoneSM from American Express
Offers, savings, entertainment, and special events. The Offer Zone
puts together great brands, Online ExtrasSM, and much
more - all in one great place.
Buyer's Assurance Plan
With the Buyer's Assurance Plan, you can shop worry-free knowing
that the terms of the original manufacturer's warranty will be
matched up to one additional year, on warranties of five years or
less that are eligible in the U.S.
Purchase Protection Plan
Shop with confidence and the Purchase Protection Plan, which
protects eligible purchases made with the Card against accidental
damage and theft for up to 90 days from the date of purchase.6
Traveling with the Card:
American Express Preferred Rewards Travel Service
It pays to let American Express Travel plan your family or traveling
party's vacation! Now, when you use the Card to book your getaway
with American Express Travel, you'll not only enjoy a perfectly
planned vacation, but if you qualify you'll also receive a credit to
your account of up to $100 once a year. Call 1-866-AXP-6805 to learn
Global Assist® Plus Hotline
Whenever you travel more than 100 miles from home, you have security
and peace of mind 24/7 with medical, legal, financial or other
emergency assistance, including medical and legal referrals,
visa/passport help, roadside assistance, cash access and more.
Baggage Insurance Plan
Travel in comfort knowing you are covered by the Baggage Insurance
Plan when you purchase your Common Carrier tickets on your Card.
Coverage is provided for up to $1,250 for carry-on baggage and $500
for checked baggage.
Emergency Check-In enables a Cardmember to check into a hotel and
charge his/her stay with the Card, even if the Card has been lost or
Guarantee all your hotel and motel reservations with your American
Express Card account and your room will be waiting for you even if
you arrive late. If you have an assured reservation and your room is
not available, the hotel or motel will provide you with a comparable
room that is nearby, along with transportation to your new location
and a 3-minute phone call.
Car Rental Loss and Damage Insurance
Relax and enjoy the ride when you use your eligible Card to reserve
and pay for an auto rental! The Car Rental Loss and Damage Insurance
Plan provides coverage for theft of or damage to most rental
vehicles. Simply decline the collision damage waiver (CDW) or
similar option offered by the Commercial Car Rental Company. This
coverage is excess to your other sources of insurance. Coverage
applies for the first 30 days of an auto rental if rented from a Car
Rental Company. Just call 1-800-338-1670 for more information and
Emergency Card Replacement
Enjoy the security and convenience of access to Emergency Card
Replacement services by calling 1-800-964-8542.
Travel Accident Insurance
Protect yourself and your family with up to $100,000 in Travel
Accident Insurance*. Automatic coverage for accidental death and
dismemberment insurance while traveling on a Common Carrier
Conveyance (plane, train, helicopter, ship, or bus) when the entire
fare has been charged to the Card.
Emergency Check Cashing
Get access to cash when you need it most, at more than 1,700
American Express Travel Service locations worldwide. You can receive
up to $10,000 per account every 30 days in the U.S. and abroad.
- First Year Fee-Free
- Get 10,000 Bonus Membership Rewards points redeemable for
Rewards right away
- The Membership Rewards® program — a fast, flexible rewards
program that lets you redeem travel rewards on over 21 airlines
- Gold Card Events—exclusive access to tickets for select
concerts, shows, major sporting events, and more in cities